Retirement Security
The retirement income system will come under increasing stress in the years ahead, with Social Security facing a modest shortfall over the next 75 years, Disability Insurance facing insolvency by 2016, and employers increasingly replacing traditional defined-benefit pension plans with defined-contribution plans. In addition, tax incentives for retirement saving are poorly targeted. Policy Futures works to improve retirement income security for low- and moderate-income Americans.
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10 Things You Should Know About Disability Insurance
Unless the President and Congress act to replenish the Social Security Disability Insurance (DI) trust fund, beneficiaries face a 20 percent benefit cut next year. As we’ve explained, DI is a...
Funding Bills Include Damaging Social Security Service Cuts
Social Security Administration (SSA) administrative funding would face more cuts under the House and Senate committee-approved appropriations bills for 2016, which would mean more cuts to staffing...
Borrowing Won't Solve Disability Insurance Shortfall
Congress must act soon to avert a nearly 20 percent benefit cut in Disability Insurance, a critical part of Social Security that serves as a lifeline for workers who can no longer support themselves...
Disability Insurance Has Many Safeguards Against Fraud and Abuse
Social Security Disability Insurance (DI) maintains high levels of program integrity, despite periodic claims to the contrary, and the program has many safeguards against fraud and...
Disability Insurance in the Netherlands: A Blueprint for U.S. Reform?
Introduction
In the 30 years from 1980 to 2010, the number of workers receiving Social Security Disability Insurance (DI) increased by 187 percent.[1] The addition of 5.3 million people to the DI...
What the 2015 Trustees’ Report Says About Social Security
With Social Security a likely topic in the 2016 presidential campaign, our analysis of this year’s Social Security trustees’ report shows that Social Security doesn’t face a crisis — it has...
Disability Insurance Benefit Offset Could Harm Beneficiaries and Discourage Work
Congress is considering whether to replace the “cash cliff” for Social Security Disability Insurance (DI), under which beneficiaries lose their entire benefit if they earn more than $1,090 a...
What the 2015 Trustees’ Report Shows About Social Security
Social Security has the resources to pay full benefits for close to two decades, the trustees’ latest annual report shows, but will then face a significant, though manageable, funding shortfall...
Happy 80th Birthday, Social Security!
Eighty years ago today, President Franklin Roosevelt signed the Social Security Act into...
Preserving Social Security for the Long Term
This latest post in our breakdown of the Top Ten Facts About Social Security explains that benefit levels are modest, as are the changes needed to ensure the program’s long-term...