Retirement Security
The retirement income system will come under increasing stress in the years ahead, with Social Security facing a modest shortfall over the next 75 years, Disability Insurance facing insolvency by 2016, and employers increasingly replacing traditional defined-benefit pension plans with defined-contribution plans. In addition, tax incentives for retirement saving are poorly targeted. Policy Futures works to improve retirement income security for low- and moderate-income Americans.
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More Cuts to Social Security Administration Funding Would Further Degrade Service
The House of Representatives and the Senate Appropriations Committee have passed woefully inadequate funding plans for operating the Social Security...
Trump Move Harms Retirement Savers, Helps Wall Street
President Trump has directed the Labor Department to review an Obama Administration rule requiring financial advisers to put their clients’ interests first. The directive will likely delay, and...
Older Americans Working Longer, Claiming Social Security Later
Older Americans are working longer and claiming their Social Security benefits later, new research from the Social Security Administration shows.
Social Security recipients can begin to claim...
Increasing Payroll Taxes Would Strengthen Social Security
Social Security faces a significant — though manageable — long-term funding shortfall, which policymakers should address primarily by increasing Social Security’s tax...
Social Security Administration Cuts Hurt Every State
The demands on the Social Security Administration are extraordinarily high. Yet Congress has cut SSA’s core operating budget by 17 percent since...
Understanding the Social Security Trust Funds
The trust funds are invested in Treasury securities that are just as sound as all other U.S. government securities, held by investors around the globe and regarded as being among the world’s safest...
What the 2016 Trustees’ Report Shows About Social Security
Social Security can pay full benefits for close to two decades, the trustees’ latest annual report shows, but will then face a significant, though manageable, funding shortfall that policymakers...
Social Security and Medicare Trustees See Little Change in Outlook
The financial outlook for Social Security and Medicare has changed little since last year, according to today’s reports from the programs’ trustees. Social Security can pay full benefits until...
Senate Bill Continues Eroding Social Security Operating Funds
The 2017 funding bill for the departments of Labor, Health and Human Services, and Education that the Senate Appropriations Committee approved today would continue squeezing the Social Security...
Budget Cuts Squeeze Social Security Administration Even as Workloads Reach Record Highs
The Social Security Administration’s core operating budget has shrunk by 10 percent since 2010, even as the demands on SSA have reached all-time...
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