Marketplace Enrollees In Every Congressional District Face Steep Premium Increases Unless Tax Credit Enhancements Are Extended

Note: FPL = federal poverty level. Examples are based on 2026 average benchmark premiums for essential health benefits. The example family of four includes two 40-year-old adults, a 10-year-old child, and a 5-year-old child. Incomes for Alaska and Hawai'i are based on their state-specific poverty levels. Premium increases shown for Massachusetts and New Jersey account for state-specific subsidies. Premium increases shown for New Mexico reflect the impact of state subsidies that will cover the effect of expiring enhancements.

Source: CBPP calculations using HealthCare.gov data, data from state-based marketplaces, and Missouri Census Data Center, Geocorr 2022