Health Outreach Manager
Starting today, people can sign up for 2019 health coverage through the Affordable Care Act (ACA) marketplaces in most states. Despite Trump Administration actions that have raised premiums and threaten to depress enrollment, the marketplaces have proven resilient, and surveys show that the large majority of marketplace consumers are satisfied with their coverage. Both new and returning customers have plenty of reasons to visit HealthCare.gov or their state-based marketplace before open enrollment ends:
Some 79 percent of HealthCare.gov consumers can find a 2019 plan with a premium under $75 per month after tax credits, according to the Department of Health and Human Services (HHS). In addition, many people are eligible for cost-sharing reductions, which lower their out-of-pocket costs for health care.
As in past years, new and returning customers should go to HealthCare.gov or their state-run marketplace and assess their options to make sure they enroll in a plan that best meets their needs. Even those who liked their plan in 2018 may find an option with a lower deductible or premium, or better coverage for the services they need. Plus, all returning consumers should update their income and other information so they receive the correct amount of financial help based on their current situation.
Open enrollment ends on December 15 in all states that use HealthCare.gov. Trained, certified consumer assistance groups are available in many places for consumers who want help understanding plan options and applying; the Get Covered Connector website has details.