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Why the Obama Approach to Health Policy Cancellations Is Preferable

November 19, 2013

Responding to a wave of insurer letters notifying people that their current individual-market health plans won’t be available next year, Senators Mary Landrieu and Joe Manchin have proposed requiring insurers to permanently continue existing individual-market plans.  Our new report explains why this would likely drive up...

Upton Bill to Allow Insurers to Offer Non-Compliant Plans Would Undermine Health Reform

November 13, 2013

The House is planning to vote this week on a bill allowing insurance companies to continue offering existing individual-market health plans through 2014 — even if the plans do not comply with health reform’s new standards and consumer protections.  The bill, sponsored by House Energy and Commerce Committee Chairman Fred Upton (R-MI), would jeopardize the Affordable Care Act (ACA) in several...

Health Reform Means Transition to More Secure Coverage in Individual Market

October 30, 2013

The fact that insurance companies are discontinuing some plans they offer in the individual market is getting a lot of attention.  Unfortunately, some media reports have confused the issue and blown it out of proportion.  Here are five things to keep in...

Let’s Stop Using Bogus Comparisons of Health Insurance Premiums to Throw Darts at Health Reform

September 28, 2013

Avik Roy, repeating his claim that health reform will make insurance less affordable, criticizes the Obama administration for announcing various premiums that people will pay next year for coverage in the new insurance...

Clearing Up Confusion About Health Reform’s Out-of-Pocket Protections

August 13, 2013

Recent media coverage may have sown confusion about health reform’s requirement that health insurance plans cap how much consumers can pay out-of-pocket each year for medical care.  The bottom line: for many plans, the protections will take effect as scheduled in 2014...

Many Low-Income Floridians Eligible for Help Paying Health Insurance Premiums

August 1, 2013

Florida’s announcement this week of its proposed 2014 health insurance rates for its individual insurance market garnered plenty of attention.  But, it’s also worth noting that, under health reform, many low- and moderate-income...

Don’t Be Misled: Indiana’s Consumers Won’t Have to Pay $500 a Month for Health Insurance

July 23, 2013

Anyone who saw Indiana’s release of individual-market health insurance rates for 2014 might now have the misimpression that people there will have to pay an average of more than $500 per month in premiums to get coverage in the individual market in 2014.

But this figure,...

Expected Drop in New York Health Insurance Premiums Highlights Importance of Individual Mandate

July 17, 2013

New Yorkers in need of health insurance just got some good news.

New York State announced that people shopping in the state’s individual insurance market will see average premium rates cut by more than half next year.  The actual prices that many people will pay will be even lower, because these rates don’t account for...

Subsidies Will Help Low- and Moderate-Income People Afford Health Coverage

May 24, 2013

Insurers have begun to submit, to states, the rates they want to charge for coverage in 2014, and their proposals show that the new, federally financed premium subsidies that health reform will make available in 2014 will help reduce what low- and moderate-income people will have to pay for coverage.  In many cases, the...

Fears of Widespread “Rate Shock” Unfounded

May 20, 2013

A House subcommittee is putting health reform in the hot seat again today, when it holds a hearing on the “looming premium rate shock” that health insurers have warned about.  But widespread rate shock...