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To Make Marketplaces Work Best, Enroll More People — Not Fewer

January 21, 2016

January 25, 2016: This post has been updated to reflect that the current open enrollment period is for 2016 coverage.

Health insurers...

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Open Enrollment for Small Businesses Eases Path to Covering Workers

October 26, 2015

While the next open enrollment period for individuals and families to buy marketplace coverage for 2016 will get significant focus, health reform has another open enrollment period that also deserves attention...

Ending Subsidies for New Enrollees Would Drive Up Premiums, Threaten Health Marketplaces

June 19, 2015

Congressional Republican health plans, developed in case the Supreme Court invalidates health insurance subsidies in states with federal marketplaces, purport to help the 6.4 million people now receiving subsidies.  But they do nothing for new enrollees who would otherwise be eligible for subsidies.  That’s a big problem for millions of potential enrollees and for the marketplaces’ future....

Health Reform - Health Form and Pencil

New Republican Proposal Would Leave Millions Uninsured or Underinsured

June 11, 2015

With the Supreme Court decision in King v. Burwell looming, another Republican legislative proposal seeks to use that decision to undo most of health reform, likely leaving millions of low- and moderate-income enrollees in federal marketplaces uninsured or substantially underinsured.


Doctor Holding Hands

Critics’ Portrayal of Health Reform Doesn’t Match Reality

March 5, 2015

As we explained yesterday, many of the benefits that three key House Republican committee chairs claim their health plan will offer are things that health reform already...

Fewer People Having Trouble Paying Medical Bills

January 20, 2015

Fewer people skipped needed health care due to its cost or reported trouble paying medical bills in 2014, a new survey finds.  These improvements, the first since the Commonwealth Fund began asking these questions roughly a decade ago, came as health reform’s...

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Another Health Reform Attack Falls Flat

October 2, 2014

Many health reform opponents warned that people buying health insurance in the individual market would face a sharp, pervasive spike in premiums.  The Manhattan Institute predicted that “Obamacare” would bring double-digit...

Big Issue for Insurance Marketplaces Is Enrollees’ Health, Not Age

February 14, 2014

Despite what you may have heard, the share of enrollees in the new insurance marketplaces who are young isn’t the most critical factor in determining whether the marketplaces’ risk pool will be well balanced and whether their premiums may have to increase next year.  Instead, the health status of enrollees is far more important.  That’s the conclusion of a recent Commonwealth Fund-organized...

It’s Too Soon to Go Negative on Health Reform’s Marketplaces

February 3, 2014

Moody’s recently changed its outlook for health insurers from stable to negative, based in part on concerns about whether enough young, healthy people are enrolling in plans through the new health insurance marketplaces (also known as exchanges) under health reform....

Don’t Panic Over Early Health Reform Enrollment Data

January 15, 2014

New federal data show that enrollees in health reform’s new health insurance marketplaces are somewhat older than some expected, spurring talk that premiums could rise and even that the law itself is at risk.

But it’s no time to panic, for several reasons.

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