Housing Archive
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Mortgage Interest Deduction Is Ripe for Reform
April 4, 2013
Costing about $70 billion a year, the mortgage interest deduction is one of the largest federal tax expenditures, but it appears to do little to achieve the goal of expanding homeownership. The main reason is that the bulk of its benefits go to higher-income households who generally could afford a home without assistance: in 2012, … -
Sequestration Could Deny Rental Assistance to 140,000 Low-Income Families
April 2, 2013
The budget cuts known as “sequestration,” initiated on March 1, will likely force state and local housing agencies to cut the number of low-income families using Housing Choice Vouchers to afford housing by roughly 140,000 by early 2014.[1] This represents a sharp break from Congress’ bipartisan commitment — … -
Deficit Reduction Should Not Increase Poverty and Hardship
March 11, 2013
Executive Summary With President Obama and lawmakers of both parties vowing to achieve further deficit reduction, the stakes are high for low- and moderate-income Americans. If policymakers heavily target programs that serve vulnerable Americans, they will run the risk of increasing poverty and hardship and reducing opportunity for … -
Estimated Cuts in Federal Housing Assistance and Community Development Programs Due to Sequestration, 2013
Updated March 5, 2013
Automatic, across-the-board funding cuts in most federal programs (or “sequestration”) had been scheduled to begin on January 2, but the “fiscal cliff” budget deal enacted by President Obama and Congress delayed these cuts until March 1, 2013. The budget deal also reduced the amount to be sequestered in fiscal … -
Testimony of Robert Greenstein, President, Before Senate Budget Committee
February 13, 2013
I appreciate the invitation to testify today on the impact of federal budget decisions on families and communities. This is an important matter. As you know, the nation will have to make tough decisions to put the budget on a more sustainable fiscal course. The issue is not only whether policymakers act to secure adequate … -
Policy Basics: Federal Rental Assistance
January 25, 2013
What Is Federal Rental Assistance? Federal rental assistance enables 5 million low-income households to afford modest homes. Three major programs — Housing Choice Vouchers, Section 8 Project-Based Rental Assistance, and Public Housing — assist about 90 percent of these households. Other programs serve households with special needs, including the “202” and “811” Supportive Housing Programs for the Elderly and for People with Disabilities; Housing … -
Policy Basics: Section 8 Project-Based Rental Assistance
January 25, 2013
The Section 8 Project-Based Rental Assistance (PBRA) programs enable more than 2 million people in 1.2 million low-income households to afford modest apartments by contracting with private owners to rent some or all of the units in their housing developments to low-income families. Seniors or … -
Policy Basics: Introduction to Public Housing
Updated January 25, 2013
What Is Public Housing? Public housing is one of the nation’s three main rental assistance programs, along with “Section 8” vouchers and project-based rental assistance. Public housing developments provide affordable homes to 2.2 million low-income Americans. Where Is … -
Policy Basics: The Housing Choice Voucher Program
Updated January 25, 2013
Created in the 1970s, the “Section 8” Housing Choice Voucher Program has become the dominant form of federal housing assistance. What Is the Housing Voucher Program? Low-income families use vouchers to help pay for housing that they find in the private market. The program is …
