Reports by Will Fischer

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  • Chart Book: Federal Housing Spending Is Poorly Matched to Need
    Will Fischer and Barbara Sard
    December 18, 2013

    The federal government spent $270 billion in 2012 to help Americans buy or rent homes, but little of that spending went to the families who struggle the most to afford housing.  As the charts below show, federal housing expenditures are unbalanced in two respects:  they target a disproportionate share of …
  • Renters’ Tax Credit Would Promote Equity and Advance Balanced Housing Policy
    Barbara Sard and Will Fischer
    Revised August 21, 2013

    Related files Report without appendices (32pp.) Appendix 1: Comparison of Capped and Uncapped Credits (4pp.) Appendix 2: Method Used to Estimate Cost and Impact of a Renters’ Credit (3pp.) Appendix 3: State Tables (9pp.) One-Page Fact Sheet Over the past several decades, the nation’s housing policy has focused predominantly on increasing homeownership.  Most federal housing expenditures now benefit families with relatively little need for …
  • “Moving to Work” Compromise Would Reduce Risk from Expanding Demonstration
    Will Fischer
    June 25, 2013

    Major legislation to reform low-income housing assistance programs that Congress may consider this year could include a significant expansion of the Moving to Work (MTW) demonstration.  Under MTW, the Department of Housing and Urban Development (HUD) has granted broad waivers of federal statutes and regulations and established …
  • Mortgage Interest Deduction Is Ripe for Reform
    Will Fischer and Chye-Ching Huang
    Revised June 25, 2013

    Costing at least $70 billion a year, the mortgage interest deduction is one of the largest federal tax expenditures, but it appears to do little to achieve the goal of expanding homeownership.  The main reason is that the bulk of its benefits go to higher-income households who generally could afford a home without assistance:  in …
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