Reports by Sarah Lueck
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Results by year: 2012 | 2011 | 2010 | 2009
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States Should Structure Insurance Exchanges to Minimize Adverse Selection
August 17, 2010
The health reform law (the Affordable Care Act) relies primarily on states to establish health insurance exchanges — marketplaces that provide affordable, good-quality coverage options to individuals and small businesses. But it gives states substantial flexibility in how they structure the exchanges. This paper recommends four steps … -
“Grandfathering” Rules Strike a Balance for Consumers
July 29, 2010
The new health reform law includes a number of insurance reforms to aid consumers, several of which will take effect this fall. But plans that existed when the law was enacted on March 23, 2010 — known as “grandfathered” plans — aren’t required to comply with some of … -
Young Adults Gain New Coverage Option
June 9, 2010
Under the health reform law, young adults up to their 26th birthday can obtain health coverage through their parents’ health insurance plans. This marks an important shift from the rules in effect now, under which young adults usually lose access to their parents’ coverage once they … -
Health Reform Package Represents Historic Chance to Expand Coverage, Improve Insurance Markets, Slow Cost Growth, and Reduce Deficits
March 19, 2010
The health reform legislation now before Congress represents a historic opportunity to make significant progress in three critical areas: expanding the availability and affordability of health coverage, instituting much-needed improvements to the flawed health insurance marketplace, and taking steps to slow the relentless growth in health … -
Major Insurance Market Reforms Will Not Work Unless They Are Part of Broader Health Reform
January 27, 2010
Insurance market reforms are a key element of the comprehensive health reform bills that the House and the Senate have passed. Under the bills, insurers in both the individual and small-group insurance markets would be barred from denying coverage to people with pre-existing conditions, charging higher premiums based on a person’s health status or gender, or …




