National Asset Development Web
Resources
Corporation For Enterprise Development (CFED) —
www.cfed.org. CFED and the Center for Social Development, affiliated with Washington
University in St. Louis, are the major information and technical
assistance resources for IDAs. The CFED website has extensive policy
background and operational information on IDAs. CFED’s IDA program
design handbook can be found on their website. CFED also sponsors an
interactive IDA list serve with over 1000 participants at
www.idanetwork.org.
Center for Social Development (CSD) —
http://gwbweb.wustl.edu/csd.
CSD has an array of publications on research, evaluation, state
policy and new asset development strategies. These publications are
available on their website. CSD also developed MISIDA, the first
management information system that many IDA programs utilize. CSD
sponsors training sessions on a quarterly basis and provides free
technical assistance to sites.
Doorway to Dreams (D2D Fund) —
www.d2dfund.org. Doorway to Dreams is a non-profit organization formed to develop new
ways to offer financial services to traditionally under-served low and
moderate-income households. D2D is developing “Online IDA,” a web-based
record keeping, financial transaction and product delivery system.
Online IDA leverages existing 401(k) technology to enable pooled
investing for IDA participants, to provide real-time access to a central
data source for IDA holders and other stakeholders, and to slash the
administrative costs associated with offering IDAs to thousands of
low-income families. It has the potential to change the fundamental
economics of serving these families, making them an attractive segment
for the for-profit financial sector.
National Community Reinvestment Coalition (NCRC)
— www.ncrc.org. NCRC’s Financial Education Campaign empowers participants by providing
financial understanding through "Train-the-Trainer" courses. NCRC
provides training to community organizations that train their community
members. The Financial Education Campaign builds and strengthens
long-term, mutually beneficial relationships among community
organizations, residents, small and minority businesses, and financial
service providers throughout the nation by helping organizations
identify partners and collaborative opportunities around financial
education. Also available at its website is NCRC's Anti-Predatory
Lending Toolkit, which provides tools to challenge lending practices
that contribute to the problem of predatory lending.
Neighborhood Reinvestment Corporation (NRC) —
www.nw.org. NRC has pioneered one-stop Homeownership Centers (HOCs) through its
local NeighborWorks Organizations (NWOs). There are now over 80 HOCs
that can be a resource to low and moderate income households interested
in homeownership. HOCs offer pre-purchase education, home inspections,
renovation specifications and cost estimates, links to neighborhood
organizations and associations, real estate agents and services,
insurance services, contractor referral and construction monitoring,
post-purchase counseling, workshops on home maintenance and repair,
affordable first-mortgage financing and affordable second-mortgage
finance.
One Economy Corporation —
www.one-economy.com. One Economy has developed the Beehive, a multilingual self-help website
that connects consumers to information and services concerning
asset-building, employment, career ladders, housing, health care,
education, and other critical resources. This information can be
brought to the participant through the internet either at their home or
place of work. The Beehive contains information on the EITC. This past
year, One Economy collaborated with San Francisco Tax Aid to implement
the I-CAN EIC on-line tax filing program.
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