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-1 into -1 More 0 Than 9826 Half 19588 States 24118 Face 31152 Budget 35234 Problems 46132 As -1 fiscal 50150 2009 57224 budget -1 year 59650 begins 68356 July 69166 1 -1 most 73032 states -1 least 81282 29 85836 faced 88694 facing 89968 estimated 91658 48 95348 billion 96454 combined 102304 shortfalls 104698 Read 106276 more -1 Imposing 106982 Cuts 107968 That -1 Hurt 114498 Vulnerable 115180 Residents 116710 Covering 118592 Low-Income 119818 Uninsured 126372 Medicaid 128342 Is -1 Cheaper 131832 than -1 Expanding 132042 Private 133476 Insurance 136990 Average 141200 medical 147114 expenditures 150364 per 153350 person 158128 lower 159714 under 164924 public 173310 programs 178880 like 186498 State 190116 Children's 199534 Health 202008 Program 207906 SCHIP 214860 private -1 insurance -1 according 216438 new 220848 research 230122 published 236308 Affairs 237526 Meet 239064 Experts 242826 Barbara 244036 Sard 246502 For -1 seventh 248312 consecutive 248402 Center 248988 received 260230 a -1 four-star 263320 rating 263338 from 263676 Charity 273910 Navigator 274064 America's 274106 largest 274644 independent 277726 evaluator 278480 charities 278498 Click 278604 review 284158 our 286304 You -1 often 289090 hear 292596 poor 292686 working 296256 people 300546 don't 306812 voice 307654 Washington 307816 ..As 317970 turns 317988 out 318318 this 324408 bit 334674 conventional 334860 wisdom 335070 wrong 335184 one 335618 reason 343452 Bob 346462 Greenstein 346808 his 350402 crew 353180 Post 353198 Columnist 353960 Steven 354066 Pearlstein's 354292 profile 354310 publications 354408 date 355930 Policy 361556 Priorities 372454 820 382304 First 392210 Street 402380 NE 412350 Suite 422240 510 432018 DC 441916 20002 451894 Ph 461792 202-408-1080 467282 Fax 472652 202-408-1056 482494 center -1 cbpp.org 487536 Contact 497754 web 499220 team 500358 questions 500776 comments 507018 about 512908 site 521270 The -1 nonpartisan 522176 organization 524778 policy -1 institute 527668 conducts 532486 analysis 535240 ra 542954 .. 544252 Width 545542 170 546296 Height 546722 100 547500 JPEG 551406 file 552136 size 553738 170x100 557676 CBPP 557686 RSS 564072 Feeds 568226 New -1 Analyses 568252 here 570382 start 577328 Center's 579730 service 585788 easy 589022 way 589576 remain 594130 up-to-date 597532 reports 597758 analyses -1 briefs 603728 Instead 603786 returning 607132 www.cbpp.org 607438 check 613984 releases 614626 use 615108 get 621462 these 624312 free 633290 automatic 635124 notifications 635846 These -1 content 639992 feeds -1 contain 640210 headlines 641556 links 641582 full-text 642840 articles 643058 How 643196 Use -1 will 649638 need 659144 download 665122 news 666308 reader 667942 This -1 software 668928 displays 669114 place 669212 your 672438 computer 674000 There 674482 many 680564 different 687694 readers 691480 available 691682 them 698212 Most -1 desktop 704622 install 704672 Google's 704730 list 704740 After 711094 setting 717112 up 718538 simply 725268 click -1 view 728334 feed 730304 To -1 subscribe 730402 follow 730468 instructions 731454 300 731784 231 734010 300x231 734308 Map 734318 Updated 734440 June 735906 30 739324 2008 744622 STATES -1 FACED -1 TOTAL 749208 BUDGET -1 SHORTFALL 755290 OF -1 AT -1 LEAST -1 BILLION -1 IN -1 By -1 Elizabeth 757068 C -1 McNichol 757966 Iris 758800 Lav 760690 Summary 762588 At -1 plus 764942 District 766456 Columbia 768018 including 770132 several 776798 nation's 781416 their 784450 budgets 793228 which 795222 Three 804360 other 809954 expect 819308 problems -1 2010 820638 In -1 general 822664 close 826018 gaps 828292 through 829406 some 836760 combination 845090 spending 846876 cuts -1 reserves 851510 revenue 852504 increases 856954 before 863116 they 868398 adopt 877168 point 878370 already 881436 adopted 886542 those 888816 while 896594 handful 904212 continue 904430 deliberate 908640 order 908746 present 911916 complete 913286 picture 914624 impact 915338 current 920388 economic 927582 downturn 932952 state -1 finances 934226 report 934916 both 943038 been 949408 closed 956674 future 957316 bursting 961470 housing 961608 bubble 965730 reduced 965908 sales 969942 tax 971320 collections 979226 furniture 979900 appliances 980006 construction 980184 materials 981050 Weakening 981756 consumption 982566 products 983464 also 983954 cut 992660 revenues 998598 Property 1002352 affected 1003778 local 1006156 governments 1010222 looking 1011784 help 1012610 address 1018492 squeeze 1022022 education 1022576 And -1 if 1026130 employment 1034996 situation 1037694 continues 1038840 deteriorate 1040522 income 1040916 weaken 1048998 there -1 further 1050224 downward 1054914 pressure 1055388 consumers 1056646 become 1057328 reluctant 1060834 unable 1061340 spend 1063390 vast 1065272 majority 1066322 cannot 1069084 run 1073350 deficit 1075520 borrow 1078922 cover 1079276 operating 1082758 result 1084032 three -1 primary 1090882 actions 1092740 take 1094206 during 1099032 crisis 1103946 draw 1105052 down 1105958 raise 1108408 taxes 1111850 begun 1116916 drawing 1117614 remaining 1117960 not 1120122 sufficient 1130124 allow 1133014 weather 1136544 significant 1136826 recession 1142556 alternatives 1144278 — -1 slow 1144712 state's 1145658 economy 1147812 contribute 1151886 slowing 1153208 national 1153594 well 1158980 currently 1165710 monitoring 1169712 touch 1169906 officials 1170020 relevant 1171430 nonprofit 1172232 organizations 1173786 50 1175124 TABLE 1178958 SIZE -1 FY2009 1182872 GAPS -1 Amount 1182938 Percent 1188860 FY2008 1197078 General -1 Fund 1197200 Alabama 1201298 784 1202716 million 1202838 9.2 1209104 Arizona 1209354 1.9 1210684 17.8 1211502 Arkansas 1211704 107 1212866 2.5 1213228 California 1214326 2 -1 22.2 1216200 21.3 1216330 Connecticut 1216460 150 1217934 0.9 1219736 Delaware 1220146 217 1221404 6.4 1221622 96 1221984 1.5 1222658 Florida 1223916 3.4 1225486 11.0 1226096 Georgia 1226274 200 1227596 1.0 1230518 – -1 Illinois 1231128 1.8 1232714 6.6 1233700 Iowa 1234070 350 1235496 6.0 1236314 Kentucky 1236740 266 1238030 2.9 1238344 Maine 1239114 124 1240548 4.0 1240854 Maryland 1241464 808 1243442 5.5 1243628 Massachusetts 1244174 1.2 1245840 4.2 1246874 Michigan 1247420 472 1249062 4.9 1249216 Minnesota 1249794 935 1251460 Mississippi 1251662 90 1252968 Nevada 1254962 898 1256284 13.5 1256438 Hampshire 1256672 Jersey 1257962 3.5 1259572 7.6 1260646 10.6 1260952 York 1261162 9.1 1263548 Ohio 1263862 733 1265408 1.3 1265498 2.7 1266636 4.7 1267398 Oklahoma 1267768 114 1269250 1.6 1269724 Rhode 1271070 Island 1272416 430 1273770 12.6 1274028 South 1274294 Carolina 1275944 250 1277498 3.7 1279004 Tennessee 1279598 468 1280912 585 1281154 5.2 1281372 Vermont 1281734 59 1283080 5.1 1283650 Virginia 1284020 6.9 1285694 Wisconsin 1286048 652 1287634 4.8 1287748 47.5 1288310 49.3 1288376 9.3 1288434 9.7 1288708 1These 1289038 revised 1289056 special 1294514 session 1297356 earlier 1297846 measures 1300856 7.0 1304322 shortfall -1 A -1 gap 1304652 15.2 1306318 remains 1306504 Assumes 1308498 FY08 1310388 would 1310454 carried 1320304 over 1320978 FY09 1329196 appears 1329326 follows 1331976 Over -1 half -1 face -1 near 1332938 were 1333884 expected 1341326 fall 1345072 short 1348226 amount -1 needed 1351252 support 1356390 services 1361072 addition 1368818 expecting 1374524 total -1 averaging 1374630 percent -1 fund -1 See 1375256 Table -1 average -1 6.2 1382026 6.7 1382308 Analysts 1382678 Missouri 1384120 Texas 1385586 projecting 1387532 little 1387926 road 1392288 FY2010 1392474 beyond 1392556 brings 1394966 number 1395160 identified 1402298 32 1403188 18 1404582 do 1408488 foresee 1416130 likely 1416164 grow 1423358 forecasts 1425968 updated -1 legislative 1426186 Some -1 mineral-rich 1427924 such 1427958 Mexico 1436328 Alaska 1437714 Montana 1438916 seeing 1440222 growth 1440504 high 1444594 oil 1449220 prices 1449734 Other -1 economies 1451120 far 1451482 less 1455284 does 1462174 mean 1468784 however 1470594 escape 1477132 stress 1477686 mineral 1477864 industries 1477882 could 1478300 widespread 1485630 government 1486448 deficits 1492498 consequences 1495508 severe 1497334 residents -1 Unlike 1499320 federal 1501066 when 1510116 must 1517470 reserve 1521944 funds 1523842 balance 1529196 Even 1530942 did 1538264 part 1542618 decade 1548876 taken 1550798 now 1553664 identifying 1559298 experience 1559652 last 1562862 instructive 1568344 what 1568602 kinds 1574356 may 1574934 health -1 34 1582544 eligibility 1584266 causing 1587196 lose 1588070 coverage 1591448 23 1594490 child 1598036 care 1601614 subsidies 1607048 otherwise 1609202 limited 1612572 access 1615998 real 1619544 per-pupil 1622002 aid 1622124 school 1623782 districts 1626136 K-12 1626610 between 1627228 2002 1633678 2004 1637744 resulting 1642914 higher 1644836 fees 1651342 textbooks 1652432 courses 1652506 shorter 1652620 days 1652942 fewer 1654256 personnel 1657274 transportation 1657676 Tax -1 prevent 1659366 types 1661816 described 1663954 above 1666076 However -1 downturns 1671830 regressive 1672224 heavily 1673066 lower-income 1674540 While -1 property -1 usually 1675702 stable 1676944 source 1677706 case 1680852 If -1 decline 1684558 because 1687448 localities 1695330 schools 1696364 either 1697806 difficult 1701768 proposition 1704858 themselves 1705068 running 1707430 reduce 1707944 safety 1714298 Expenditure 1715596 problematic 1716894 policies 1717784 overall 1723042 demand 1727420 make 1728710 deeper 1736032 When -1 lay 1737378 off 1737620 employees 1740502 cancel 1741664 contracts 1742082 vendors 1743252 eliminate 1743350 payments 1745840 businesses 1749762 provide 1751412 direct 1758142 benefit 1759832 individuals 1764898 circumstances 1769508 companies 1771054 money 1772392 salaries 1775186 supplies 1775908 who 1776158 benefits 1783352 directly 1789578 removes 1791716 remove 1791974 reducing 1792736 assistance 1796458 avert 1801676 pro-cyclical 1802478 Have -1 Restrained 1802536 Spending -1 Accumulated 1802586 Rainy 1802916 Day 1803302 Funds -1 Many -1 never 1804680 fully 1806482 recovered 1810036 early 1810406 fact 1813160 heightens 1818690 potential 1818796 fell 1821382 sharply 1823112 relative 1825274 2001 1827740 below 1833230 FY2001 1839728 level 1839802 Figure 1846188 six 1849630 years 1852336 recovery 1860482 pre-recession 1861748 levels 1861958 share 1867248 gross 1872610 domestic 1874556 product 1877054 reductions 1878288 made 1882482 effect 1888580 important 1894254 suffer 1898928 even -1 turn 1899698 anticipate 1901420 One -1 avoid 1901718 making 1904080 deep 1908722 build 1910316 rainy -1 day -1 end 1911406 FY2006 1917576 balances 1917706 totaled 1918420 11.5 1918718 annual 1919056 Reserves -1 particularly 1923426 adjust 1926692 months 1927782 but 1930880 generally 1939946 substantial 1944036 Federal -1 Assistance -1 Needed -1 lessen 1949118 extent 1949528 harm 1951722 provided 1953508 20 1958414 relief 1963992 package 1966962 enacted 1969188 2003 1974046 two 1979424 temporary 1986266 increase 1988892 program -1 grants 1996430 based 1999136 population 2004938 Each 2008092 was 2014398 10 2021640 increased 2028322 match 2033652 averted 2034510 actually 2034656 occurred 2038130 helped 2040500 wide 2041806 variety 2043152 critical 2044210 major 2045868 problem 2050078 after -1 beginning 2053168 effective 2055194 preventing 2059068 deepened 2059622 should 2059696 consider 2066138 aiding 2068780 rather 2069086 waiting 2074384 until 2075650 nearly 2078972 APPENDIX 2083774 Source -1 Notes 2085400 Legislative -1 Fiscal -1 Office 2089794 Governor's 2095556 proposed 2095926 Department 2100912 Finance 2105010 Administration 2108020 Analyst 2113414 May -1 7 -1 Analysis -1 Economic -1 Financial 2113728 Advisory 2116970 Council 2117596 Revenue -1 Forecast 2118654 Estimating 2119240 Conference 2120002 Institute -1 Calculated 2122292 Voices 2123646 Children 2123792 FY 2128602 Services -1 Agency 2130252 projected 2132542 accounting 2135112 expenditure -1 limitation 2136330 Iowa's 2136876 closes 2136958 Director 2137000 Revenues -1 falling 2140714 projections 2141580 Louisiana 2143702 Five-Year 2145112 Baseline 2146098 Projection 2147508 Forecasting 2148350 Committee 2148512 second 2153594 biennial 2156892 Measures -1 Board 2157078 Estimates 2163368 Gap -1 reflects 2168906 500 2171044 assumed 2173926 bill 2175376 estimates -1 Adopted -1 Executive 2181106 Consensus 2183564 Project 2184062 office -1 Governor 2186584 being 2187442 contested 2192188 Press 2192214 Division 2198352 additional 2199010 Equalization 2205196 Management 2205230 Senate 2207440 Advisor 2212194 lowered 2212324 hearing 2212886 statements 2213720 Public -1 Assets 2214514 Commonwealth 2215964 Bureau 2216350 End -1 discuss 2218160 writing 2218442 partially 2218684 addressed 2219598 prepared 2220536 legislature 2221290 seven 2221900 found 2223262 appendix -1 paper 2227544 shows 2230154 sources 2234052 Document 2236326 Resources 2241440 PDF 2247586 full 2256996 6pp 2262462 E-mail 2263192 friend 2269106 Print 2273212 Report -1 Categories 2277382 All -1 Reports -1 Date -1 Notifications -1 Alerts 2282248 Home 2286386 Background 2293324 Donate 2299198 Directors 2304176 Staff 2310402 Search 2316796 Jobs 2322422 Internships 2328288 Work 2332490 Page 2340516 Room 2347310 join 2352568 e-mail -1 notification 2358210 ask 2363716 send 2369310 write 2374904 bazie 2380314 202 2386276 408-1080 2391942 408-1056 2397344 Total -1 Shortfall -1 Least -1 Billion -1 6 -1 08 2402658 Revised -1 FACING -1 DEFICITS -1 MANY -1 ARE -1 IMPOSING -1 CUTS -1 THAT -1 HURT -1 VULNERABLE -1 RESIDENTS -1 J -1 Hudgins 2403708 threaten 2403918 vital 2404360 vulnerable -1 Examples 2404978 include 2406100 12 2411326 implemented 2416584 considering 2418026 affect 2419692 low-income -1 children's -1 families 2422758 example 2429600 Island's 2435554 governor -1 eliminating 2435596 400 2437262 parents 2439176 Jersey's 2440962 cutting 2441028 charity -1 hospitals 2443310 15 2444032 California's 2449194 requiring 2449372 pay 2451094 Programs -1 elderly 2457184 disabled 2460410 five 2462364 proposing 2466942 rehabilitative 2467808 home -1 disabilities 2467938 significantly 2470580 increasing 2475182 cost 2478736 frozen 2486146 reimbursements 2486836 nursing 2487038 homes 2487632 relaxed 2489042 staffing 2489076 standards 2489158 adult 2490976 daycare 2491922 130 2491940 pupil 2492798 eliminated 2492856 gifted 2494298 talented 2494316 approximately 2494366 3 -1 children -1 Colleges 2496736 universities 2496890 14 2497132 colleges -1 university 2501662 community-college 2503664 funding 2503682 5 -1 respectively 2509044 tuition 2509742 9 -1 workforce 2510056 11 2510834 Workforce -1 It -1 ads 2516052 woes 2516118 contracting 2516200 000 2516306 retirement 2522316 lay-offs 2523958 attrition 2523976 leading 2524138 monitor 2525556 express 2525814 concern 2526144 abused 2527850 neglected 2528156 losing 2528310 experienced 2529560 caseworkers 2530898 defender 2531084 positions 2531134 certain 2531488 cases 2535378 hiring 2538412 freezes 2538694 instituted 2538848 nonprofits 2539570 steps 2539668 only 2541414 worsens 2549504 arguably 2549626 troubled 2549876 times 2550030 minimize 2553184 damaging 2553666 providing 2554100 harmful 2558222 recognition 2559072 hitting 2559562 areas 2559652 harder 2562870 others 2563720 targeted 2566586 experiencing 2568756 greatest 2569342 Downturn -1 Creating 2570296 Widespread -1 Deficits -1 weakens 2571426 jobs -1 Already -1 upcoming 2571548 27states 2572198 specific 2572216 47 2574394 starts 2575340 10.0 2575606 Virtually 2575856 required 2578034 each -1 biennium 2582244 maintain 2582422 Thus 2585040 reported 2590066 raising 2592740 But -1 weak 2595230 falls 2596144 depleted 2597298 few 2597516 quality 2601822 4 -1 rolling 2603624 back 2603714 185 2607780 poverty 2608182 line 2611952 133 2614874 Nevada's 2615348 capped 2615438 approximate 2615968 enrollees 2616178 applicants 2616644 denied 2617774 though 2618536 weakening -1 consequently 2621610 rising 2623460 pregnant 2626150 women 2626888 recently 2628138 approved 2631484 require 2634206 25 2638432 enrollment 2642482 fee 2644196 Enrollment -1 deter 2644806 seeking 2645184 40 2646418 seriously 2649620 ill 2650686 hospitalization 2651016 TennCare 2651138 passed 2651196 affecting 2653990 ability 2655064 neediest 2657290 He 2657700 imposing -1 co-payments 2659974 afford 2660640 dental 2663106 adults 2663452 frequent 2664990 determinations 2665248 Research -1 shown 2665650 redeterminations 2668060 typically 2668110 causes 2670408 numbers 2671058 eligible 2673804 uninsured -1 61 2677478 qualify 2678112 once 2680178 account 2682356 Policymakers 2686294 yet 2688848 determined 2692410 how -1 providers 2693988 imposed 2695326 delays 2696632 paying 2697106 potentially 2700020 too 2701470 delayed 2704656 Elderly -1 Disabled -1 amounts 2705282 rates 2708620 subsidized 2712702 incomes 2713536 meals-on-wheels 2718082 scheduled 2718100 cost-of-living 2719646 adjustments 2719888 expectation 2721474 freeze 2721684 community-based 2722134 meals 2722424 homemaker 2722834 policymakers -1 provides 2722852 expanded 2727702 coordination 2729248 voted 2729618 delay 2730332 adjustment 2731462 near-poor 2733240 receive 2733562 supplementary 2739268 Supplemental 2739398 Security 2741160 Income -1 SSI 2745274 mentally 2746108 retarded 2746182 Education -1 ordered 2746216 various 2746306 delaying 2749876 all-day 2750214 kindergarten 2750224 expansion 2750314 pilot 2752252 magnet 2752558 students 2752576 deaf 2753298 hard 2753316 across-the-board 2754630 translate 2755448 reduction 2755682 665 2760132 student 2760270 K-3 2760816 class 2760834 educational 2761612 nominal 2762766 chairmen 2763496 Appropriations 2763698 Committees 2766596 Universities -1 anticipating 2767606 limiting 2767656 closing 2768538 satellite 2769044 campuses 2769094 laying 2769112 staff -1 University -1 218 2769170 faculty 2769492 travel 2769566 hike 2769808 led 2769890 in-state 2771204 hikes 2771430 Community 2771544 Technical 2773874 College 2775324 System 2776606 Postsecondary 2780536 across 2780658 6.1 2782932 Murray 2783454 Louisville 2783488 wake 2783538 indicated 2783724 6.5 2784950 Large 2785544 very 2792250 populations 2797548 affordable 2798494 home-based 2800392 restricted 2800410 TANF 2801060 cash 2802334 retired 2803752 workers 2804762 minimal 2807700 almost 2808022 whose 2811112 lost 2813930 ineligible 2816372 entire 2817326 grant 2818968 hardships 2821178 having 2821404 enough 2823646 eat 2826704 concerns 2826786 police 2828412 officers 2828702 victim 2828984 libraries 2829146 instituting 2829260 uncertain 2829486 filling 2829952 Fewer -1 leads 2830178 difficulties 2830604 accessing 2831102 unemployment 2831192 announced 2833034 elimination 2833844 Early -1 encouraged 2834726 buy-outs 2835144 he -1 expects 2835162 encouraging 2835700 retirements 2836398 leaving 2836416 vacancies 2837618 unfilled 2837788 An -1 expressed 2837814 welfare 2838544 retire 2840658 left 2840892 deal 2843070 Advocacy 2844408 defends 2844666 clients 2844772 criminal 2845102 justice 2845256 system -1 54 2845602 keep 2846468 caseloads 2849238 manageable 2849704 department -1 family 2849858 court 2854196 probation 2854574 parole 2854608 revocations 2854634 involuntary 2854652 commitments 2854702 misdemeanors 2855136 seeks 2855154 700 2856028 4.5 2857478 achieved 2858152 Family -1 oversees 2859474 range 2859644 functions 2863390 disability 2863856 announce 2865226 290 2865300 vacant 2865542 undergraduates 2865752 next 2865770 four 2870380 altogether 2873910 7.5 2874616 600 2875162 Hiring -1 Increases -1 enacting 2876980 permanent 2877886 modernizing 2880568 broadening 2880642 base 2880828 loopholes 2882574 1.35 2883072 late 2883266 2007 2885084 along 2890934 277 2892080 Assembly 2892178 designed 2892292 although 2895406 October 2898928 1.365 2901818 raises 2901844 credits 2902958 cigarette 2904704 collection 2904874 on-line 2905188 purchases 2905542 House 2906312 Representatives 2912098 issued 2913580 options 2917102 changes 2919352 personal 2925194 breaks 2926852 leadership 2928150 ballot 2929096 measure 2929306 bonding 2932716 against 2932750 lottery 2935168 fails 2935218 rebates 2936564 households 2937230 Need -1 hurt -1 costs 2942072 long 2949266 onset 2952836 much 2952918 Another 2959216 difference 2964010 uneven 2966420 distribution 2966646 hit 2968280 especially 2969874 stagnant 2972908 declining 2973134 foreclosure 2974112 climbing 2974410 energy 2974572 resources -1 benefiting 2976126 commodity 2976720 no 2977106 unevenness 2984940 factors 2984974 higher-income 2987136 come 2988346 savings 2990884 thus -1 represent 2994374 http 2996640 1-8-08sfp.htm 3001370 Data 3001436 Can -1 Used 3007750 Target 3013392 Relief -1 Effectively 3014850 3-3-08sfp.htm 3017212 27 3017238 Faced -1 1-15-08sfp.htm 3020016 Excluding 3020042 8pp 3020764 Facing -1 Are -1 rev 3021342 26 3021816 EXPANDING -1 MEDICAID -1 LESS -1 COSTLY 3025114 WAY -1 TO -1 COVER -1 MORE -1 LOW-INCOME -1 UNINSURED -1 THAN -1 PRIVATE -1 INSURANCE -1 Edwin 3027108 Park 3028326 Leighton 3029600 Ku 3030410 George 3031236 Matthew 3031758 Broaddus 3032296 consistent 3032978 previous 3034748 work -1 researchers 3037518 Urban 3038464 suggests 3042074 enrolling 3044276 expanding -1 cost-effective 3044894 low 3045704 moderate 3051234 main 3052164 reasons 3053926 why 3056984 insurers 3059930 i.e 3060372 plan 3063190 beneficiary 3066888 probably 3067754 reimburse 3068924 administrative 3069166 Second -1 out-of-pocket 3071832 incur 3072506 substantially 3073356 limit 3077382 cost-sharing 3080680 beneficiaries 3081298 Key 3083284 findings 3087878 website 3091200 Adults -1 enrolled 3091850 tend 3093412 poorer 3094878 2005 3095784 one-fourth 3101818 fair 3102236 compared 3103846 one-eighth 3106800 Adult -1 limitations 3106866 completing 3107684 daily 3107862 tasks 3108456 chronic 3108602 disease 3109108 female 3109694 minority 3109816 groups 3110682 three-fourths 3113308 slightly 3113686 roughly 3115744 African 3117586 American 3118044 Hispanic 3120638 one-third 3120928 Finally 3122426 privately 3124692 insured 3124854 counterparts 3125368 Low -1 defined 3125506 study 3126764 household 3130254 demographic 3132360 characteristics 3132922 associated 3133956 differences 3135238 non-elderly 3136736 684 3137322 individual 3137420 669 3141142 primarily 3141240 healthier 3145666 largely 3146060 controlling 3149070 finds 3149352 enrollee 3151138 456 3151308 Likewise 3151454 37 3151704 339 3153042 instead -1 Estimated -1 Medical -1 Expenditures -1 Beneficiaries -1 They -1 Were -1 Covered 3153204 covered -1 Difference -1 671 3155406 126 3155544 Child -1 909 3155882 247 3155940 paid 3156134 insurer 3160056 behalf 3160154 360 3160924 greater 3161286 Similarly 3165000 8 -1 66 3167898 specifically 3168588 examine 3170470 issue 3171416 provider 3173626 payment 3174236 Third-Party 3176398 Payments -1 Care -1 Providers -1 Behalf -1 474 3176488 833 3176650 867 3176796 933 3176942 Out-of-pocket -1 096 3177056 basis 3177162 she 3180268 272 3181358 requirements 3181520 deductibles 3183834 charge 3184468 Out-of-Pocket -1 Costs -1 197 3185886 293 3186128 42 3186330 314 3187852 costly -1 terms 3188078 covering -1 805 3190384 153 3190490 had 3190756 adult's 3196278 662 3196352 276 3196586 same 3196820 child's 3202782 750 3203288 269 3204018 Cost -1 vs 3204180 084 3204694 889 3204776 975 3204914 128 3205036 109 3205342 771 3205784 918 3205930 194 3206052 882 3206302 36 3206488 305 3207770 aggregate 3208068 third-party -1 self-pay 3208558 excluding -1 premiums 3208600 any 3209874 Stacking 3216820 Up -1 exclusive 3216838 24 3217152 content.healthaffairs.org 3220770 cgi 3220788 abstract 3220838 hlthaff.27.4.w318 3220880 authors 3220898 upon 3221444 request 3222958 data -1 Panel 3224896 Survey 3225370 MEPS 3227620 survey -1 collects 3227670 detailed 3228000 information 3229826 non-institutionalized 3234444 status 3234470 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posted 4559986 immediately 4560332 best 4561422 averages 4563728 hits 4564130 lists 4564276 instantly 4565270 hundreds 4565288 reporters 4566034 interested 4566116 whenever 4566582 Trainings 4567016 derives 4567042 trainings -1 statistical 4567108 absolutely 4567566 impeccable 4567688 nothing -1 anywhere 4567706 regularly 4568012 updates 4568286 Krugman 4568528 columnist -1 column 4568546 listing 4569012 websites 4569174 reading 4569312 anyone -1 alphabet 4569578 soup 4569596 tanks 4569694 partisan 4569752 carved 4569898 niche 4569948 socially 4569966 conservative 4569984 academically 4570842 rigorous 4570860 CQ 4571174 Today -1 my -1 journalism 4571264 away 4571282 extraordinary 4572876 Moran 4573222 editorial 4573232 editor 4573450 Newark 4573564 NJ 4573638 Star-Ledger 4573848 T -1 cooking 4573858 group 4573876 productivity 4576526 humble 4576776 prolific 4576786 known 4576796 sharp 4578918 savvy 4580264 enter's 4580274 quick 4580284 substantive 4580630 invariably 4580824 gets 4580922 lot 4581340 play 4581566 congressional -1 courtesy 4582352 itself 4582362 authority 4584484 budgetary 4586614 involve 4588040 around -1 record 4588458 scrupulous 4589972 unblemished 4589990 carefully 4590008 consumed 4590562 watches 4590828 activists 4590846 serves 4590960 Oliphant 4591994 Globe 4592012 focusing 4592094 production 4592408 high-quality 4593106 organized 4593228 commitment -1 citizens -1 exhibit 4593438 rigor 4593512 Beryl 4593522 Radin 4593532 Beyond -1 Machiavelli 4593542 Comes 4593552 Age -1 Georgetown 4594618 means -1 specializes 4594828 matters 4594910 foster -1 less-fortunate 4595560 depends 4595586 contributing 4596324 careful 4596870 chance 4597608 escaping 4597978 avoiding 4598052 living 4598422 healthy -1 productive 4600488 lives 4600706 without 4601332 passing 4607678 massive 4608336 generations 4608890 shared 4609076 equitably 4609622 Credible 4609736 accurate 4609954 readily 4610940 enable 4611534 democratic 4613608 assured 4614066 gift 4614284 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Circle 4637918 Sustainers 4637936 planned 4637946 On-Line -1 donation 4638484 Mail -1 printable 4638518 (.pdf -1 checks 4638560 payable 4638906 Gifts 4638972 Stock 4639046 Planned -1 Matching -1 Campaign -1 Donation -1 friends 4640128 Donations 4640282 respects 4640404 privacy 4641142 protect -1 rent 4641240 sell 4643282 trade -1 commercial 4643988 purposes 4644358 strictly 4646560 prohibited 4646850 read -1 Donor 4647380 Privacy -1 supporting 4647446 invitations 4648160 Inside 4648178 briefings 4648332 via 4648366 telephone 4648680 weekly 4649146 offer 4649516 insider's 4651326 timely 4651344 breaking 4652074 emails 4652180 topics -1 choice 4652206 opportunity 4653864 experts -1 geographic 4655810 location 4656452 donating 4656950 simmons -1 tax-deductible 4656968 501 4657178 c -1 allowed 4657444 law -1 expenses -1 spends 4660054 administration -1 fundraising 4660504 honor 4660554 memory 4660660 indicate -1 notified 4660694 anonymous 4660888 company 4660954 gifts -1 dollar-for-dollar 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4693858 Kenneth 4694732 Apfel 4694846 Professor 4695520 Practice 4695930 Blum 4697252 Marian 4697926 Wright 4698600 Edelman 4699290 O -1 Gibson 4699964 Beatrix 4700654 Hamburg 4701328 Visiting -1 Scholar 4702002 Cornell 4702132 Psychiatry 4702814 Frank 4702824 Mankiewicz 4703674 Chairman 4704348 Hill 4706742 Knowlton 4707728 P -1 Nathan 4708402 Distinguished 4709172 Nelson 4709526 Rockefeller 4710328 Marion 4711170 Pines 4711884 Johns 4712558 Hopkins 4713272 Sol 4714002 Founder -1 Company -1 Reischauer 4714692 Audrey 4715454 Rowe 4716128 AR 4716802 Consulting -1 Sechler 4717476 German 4718150 Juan 4718768 Sepulveda 4719458 Jr 4720132 Common 4720878 Enterprise 4722696 San 4723186 Antonio 4724164 William 4724926 Julius 4726336 Wilson 4727010 Lewis 4727732 Geyser 4727758 Joblessness 4727768 Kramer 4727906 Founding 4728620 1937-2006 4729046 Obituaries 4729432 Orleans 4729442 Times-Picayune 4729580 Members -1 SEARCH -1 THE -1 CENTER'S -1 ANALYSES -1 HINTS -1 subject -1 search -1 Looking -1 author 4729598 Type 4730120 author's 4731898 Site -1 ISSUE -1 DEPTH -1 hild 4731932 series 4731942 aspects -1 Nets 4733656 Market -1 Subscription 4733714 Order -1 Publication 4733780 Library 4735158 Opportunities -1 Internship 4736368 Graphic -1 Designer 4737530 Trainers 4737556 Network -1 SFAI 4737574 choose -1 attachment 4737584 Microsoft 4737770 Word -1 (.doc -1 Adobe 4740300 Acrobat 4741246 formats 4742184 170x96 4742202 Compensation 4742212 Apply -1 Application 4743022 Deadlines 4744048 Founded -1 oriented 4744114 produces 4744292 solid 4744742 analytic 4744920 motivated 4745082 undergraduate 4745260 graduate 4745334 graduates 4745592 full-and 4745690 part-time 4745700 internships -1 internship -1 descriptions 4745958 spring 4746112 summer 4746522 semesters 4747068 semester 4747078 length 4747136 10-12 4747546 weeks -1 first -1 intern's 4747556 interests 4747566 conjunction 4748064 climate -1 Applicants -1 fact-gathering 4748626 skills 4748636 willingness 4749110 Summer -1 interns 4749336 sponsored 4749370 Everett 4749796 attend 4749838 featuring 4750088 distinguished -1 leaders 4750154 offices 4751500 located 4752174 block -1 Station 4752960 Metro 4752994 's 4753196 Red 4753238 Line -1 Capitol 4753488 Doctoral 4753682 12.00 4753692 15.00 4753726 progress 4753744 towards 4754810 completion 4755172 degree 4755326 coursework 4757080 Students -1 Master's 4757098 hour 4757116 Graduate -1 10.00 4757630 Bachelor's 4757720 9.00 4757826 Undergraduate -1 8.00 4757868 wage 4757966 Interns -1 sick 4759344 hourly 4759634 compensation -1 application -1 equal 4759892 employer 4762662 minorities 4763456 deadlines -1 Rolling -1 deadline 4763634 applications 4763820 November 4764446 within 4767000 Note -1 Fall -1 Spring -1 begin 4770074 reviewing 4771652 September 4771870 regarding 4774488 Alternatively 4776458 question 4776980 coordinators 4778790 top -1 Learn -1 Useful -1 inspiration 4779064 frequently-changing 4779074 ? -1 Sandhya 4779084 Rao 4779094 Brown 4779104 can't 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4807386 Statistics 4808660 enact 4809694 raised 4811248 Mid-year 4813242 pose 4813460 challenge -1 damaged 4814182 unlikely -1 solve 4814368 b -1 sometimes 4814722 contend 4815988 weakness 4816190 solely 4816624 aversion 4817402 rests 4817420 misconception 4817798 Nobel 4817896 Prize 4818106 winner 4818148 Stiglitz 4818182 Peter 4818368 Orszag 4819754 wrote 4821020 assertion 4821654 true 4821896 deemed 4824050 official 4824300 text 4825798 10-30-01sfp.htm 4827360 E -1 conomic 4827394 Indeed 4827412 period 4829318 adverse 4834544 smaller -1 cents 4835674 attenuated 4836116 therefore 4836142 theory 4838248 generate 4838802 lessening 4839988 whereas 4840078 goods 4840288 propensities 4840882 consume 4840924 save 4841494 dollar 4843760 damage -1 weakened 4846010 approach 4846500 concentrated 4849934 virtually -1 own 4850872 arguments 4854250 stronger -1 contrast 4854852 producers 4858862 purchase 4859016 out-of-state 4860402 larger 4860676 conclusion 4865414 mechanism 4868176 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4963138 ongoing 4964396 features -1 landscape 4965662 provision -1 hospital 4965736 outpatient 4966610 school-based 4966868 hardest 4966982 depend 4967440 cutbacks 4968442 impede 4968884 communities 4969342 trauma 4970632 neonatal 4970674 intensive 4970724 rejected 4970974 strong -1 bipartisan -1 349-62 4971880 provisions -1 hefty 4971914 52 4972084 ten 4972854 area -1 judgment 4975576 recognized 4975770 surtax 4976476 high-income -1 pales 4976550 comparison -1 644 4976600 War 4976730 scaling 4978020 worsening 4978502 foundation -1 HOUSE-PASSED -1 HOUSING -1 PACKAGE -1 IMPROVES -1 SIGNIFICANTLY -1 SENATE -1 VERSION -1 housing-related 4978808 Six -1 House-passed -1 merit -1 represents 4979090 improvement 4981036 revenue-neutral 4982318 omits 4982424 ineffectual 4982722 special-interest 4982828 break 4983094 misguided 4984216 worthwhile 4984546 tax-exempt 4984828 bonds 4985006 proceeds 4985416 refinance 4985882 subprime 4985940 packages 4986030 table -1 Far -1 respect 4986888 Banking 4987834 Components 4988028 breakdown 4988918 credit -1 interest-free 4989096 loan 4989146 first-time 4989604 homebuyers 4989782 homeowners 4989872 non-itemizer 4990274 deduction 4990324 46 4991910 package's 4992912 explained 4992994 scarce 4994940 elements 4995390 LIHTC 4996080 bond 4996298 treatment 4996564 incentives 4998278 Alternative 5000296 Minimum -1 rehabilitation 5003194 final -1 value 5004044 loans 5006958 danger 5007472 adjustable 5007730 sub-prime 5007748 revenue-raising 5007774 securities 5008144 brokers 5008346 Internal 5008428 already-enacted 5009230 discussed 5009248 detail 5011482 governing 5012756 Trusts -1 REITs 5013446 725 5013520 KEY -1 FINDINGS -1 THIS -1 REPORT -1 improves -1 loss -1 expensive 5013746 business -1 neither 5015076 nor 5016398 expands 5018272 credit's 5018586 aggravating 5018756 complies 5018838 Pay-As-You-Go -1 rule 5018992 So -1 NET -1 OPERATING -1 LOSS -1 MEASURE -1 UNDER -1 CONSIDERATION -1 HAS -1 LOW -1 BANG-FOR-THE-BUCK -1 AS -1 STIMULUS -1 According -1 S -1 2636 5021002 introduced 5021020 Senator 5022246 Reid 5023672 targets -1 dealing -1 losses 5023754 experiences 5025268 deductions -1 exceed 5025726 taxable 5028480 refunds -1 Reid's 5029594 carryback -1 incurred 5029612 lowest 5030502 ratings -1 channel -1 stimulate -1 creating -1 carryover 5031840 carry 5032026 forward 5032940 unused 5033582 applies 5034336 reward 5035658 incentive 5036132 depreciation 5037654 anyway 5037968 inefficient 5038426 spurring 5038836 suggested 5039006 poorly 5039888 after-tax 5040602 evidence 5041124 merely 5044166 firms 5045096 meaningful 5045802 notes -1 just 5046700 justify 5051030 projects -1 put 5051752 promising 5054154 strategy 5054612 boosting -1 buy 5055526 Simply -1 agreed 5056336 waive 5057090 judged 5057756 offsets 5057822 decision 5058752 permit 5059962 Whatever 5060972 merits 5061750 longer 5062088 usual 5064922 test -1 Chuck 5065220 O'Toole 5065254 NOL 5065272 Mortgage 5065330 Bonds -1 Dems 5066084 carrybacks 5066102 carryfowards 5066184 forwards 5066202 Options -1 Responding 5066220 Short-Term -1 Weakness -1 cbo.gov 5066686 ftpdocs 5066880 89xx 5067250 doc8916 5067308 01-15-Econ_Stimulus.pdf 5067366 stemming 5067424 bonus 5067626 enabling 5067972 utilize 5068662 GS 5068888 Weekly -1 LEGISLATION -1 HIGHLY -1 DISAPPOINTING -1 supporters 5069018 hold 5070204 goals 5071182 bill's 5072576 comes -1 tax-cut 5073842 unrelated 5075252 hard-hit 5075942 worsen -1 Republican 5076016 filibuster 5077018 negotiators 5077164 omitted 5077398 beneficial 5077728 averting 5078250 mortgage -1 arrangements 5078396 lenders 5078830 modify 5079096 bankruptcy 5079538 judges 5079644 principal 5079694 owes 5080712 proceeding 5080890 words 5080932 replete 5082830 ineffective 5082864 efficacious 5083482 Fail 5083500 Achieve -1 Bill's -1 Avowed 5084974 Goals -1 introducing 5085032 components -1 floor 5085090 Max 5086172 Baucus 5086374 declared 5086640 constitute 5086850 85 5088076 devoted 5088918 divided 5089320 entirely 5089890 9.8 5091804 seemingly 5092078 aim 5092184 10.5 5092434 Aim -1 Problem -1 housing-market 5092756 Carry-Back 5092782 deals 5092808 2008-2018 5092898 upfront 5092932 forgone 5093062 recouped 5093096 subsequent 5093138 deducted 5094772 carryforwards 5095126 Claimed -1 Main -1 Extension -1 Allows -1 obtain 5095160 Supposed 5097130 homebuilding 5097988 industry 5098022 builders 5098640 invest 5098690 retain 5099356 houses 5100422 firesale 5100776 firesales 5100810 easier 5100844 sellers 5101966 immediate -1 write-offs 5102056 relation 5102114 Provides -1 nonrefundable 5102412 values 5102550 mostly 5103048 banks 5103738 unintended 5104020 expense 5104390 quicker 5105216 foreclose 5105250 well-targeted 5105308 non-itemizers 5105470 Creates -1 per-couple 5105528 per-individual 5105578 itemize 5105596 thinly 5105814 couple 5105840 bracket 5106890 Denies 5107412 live -1 jurisdictions 5107454 shrinking 5107888 impossible 5108298 refundsof 5109332 Supporters -1 release -1 homebuilders 5109342 layoffs 5109384 selling 5109490 land 5109868 distressed 5110094 shore 5110312 lagging 5110506 bottom -1 lines 5110588 implies 5110966 claims -1 withstand -1 scrutiny -1 Cash -1 Generally -1 Decisions -1 speaking 5111432 believe 5111594 exceeds 5113116 wages 5114414 adequate 5115992 not-too-distant 5118082 None 5118108 influenced 5119150 no-strings-attached 5119392 infusion 5119418 profit-maximizing 5119524 newly-built 5119550 constrained 5119568 flow 5119866 constraints 5120260 Given -1 stare 5120838 profitable 5120856 scale 5121138 hand 5122892 conceivable 5123854 attractive 5123936 Furthermore 5124530 somehow 5126420 accomplish 5126622 sets 5127088 clear 5128554 desirable 5131012 add -1 glut 5131534 depressing 5131560 prolonging 5131594 consequence 5131612 shor 5132486 ing 5132504 Accrue 5132570 Outside -1 Sector -1 Overall -1 exhausting 5132900 two-year 5133062 excess 5133576 rises 5134514 manufacturing 5135604 sectors 5135838 biggest 5136264 Together -1 subsidy 5136658 incorrect 5138308 near-term 5138790 points -1 absence -1 Purchases -1 Foreclosed -1 Homes -1 purchasing 5138952 intend -1 occupy 5139834 residences 5139964 facilitating 5140006 refinancing 5140192 argue 5140218 neighborhoods 5141364 suffering 5142126 epidemic 5142272 sold 5142322 owner-occupants 5142660 Respond 5142670 mounting 5143800 Lower-cost 5144026 refinancings 5144108 adjustable-rate 5144134 Currently -1 multi-family 5144152 Treasury 5144226 80 5146164 borrowers 5148118 counseling 5148192 180 5148794 active-duty 5149380 service-members 5149414 3.9 5149432 Grant -1 CDBG 5149914 entities 5150180 redevelop 5150734 resale 5150768 median 5150802 Nationally 5152060 equals 5153294 120 5154024 nationally -1 800 5154994 prevalence 5156532 defaults 5156662 delinquencies 5156720 Lenders -1 owned 5156762 excessively 5157196 discount 5157334 lending 5157544 FHA 5157658 permanently 5157708 insure 5158742 price -1 110 5159072 Dodd 5159946 Representative 5159988 Barney 5160894 pages 5160944 10-11 5161450 Lending -1 demolish 5161484 blighted 5161566 Unfortunately 5161688 2.8 5162698 proceedings 5163372 1.1 5163486 swift 5164424 plausible 5164490 induce 5164772 enter 5165278 sway 5165912 induced 5165930 pump 5166060 whom -1 eager 5166110 willing 5166152 renegotiate 5167098 Secretary 5167156 Larry 5168566 Summers 5168696 criticized 5168762 grounds 5169132 emphasized 5169774 explaining -1 conditioned 5170056 initiation 5170098 perverse 5170132 institutions 5170246 Poorly -1 Targeted -1 Communities -1 plagued 5171136 certainly 5171218 concentration -1 hard-hit-areas 5172468 Non-Itemizer -1 Deduction -1 itemizing 5172486 Homeowners -1 Worthwhile -1 Uses -1 Spends -1 Unhelpful 5172520 target -1 dubious -1 guarantee -1 at-risk 5172538 vote 5172604 266-154 5174054 renters 5174072 evicted 5174530 nonetheless 5174652 owners 5175334 defaulted 5176592 evict 5176634 repossessing 5176732 landlords 5176766 deposits 5177704 reside 5178194 units 5178540 relocation 5180142 concluded 5180336 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5227256 crafted 5227434 1.7 5227684 assuming 5228614 appropriated 5229928 Estimate 5231114 5830 5234980 Floor -1 Regarding -1 finance.senate.gov 5234998 Bpress 5235072 2008press 5235090 prb040308.pdf 5235108 extensions -1 Katrina-affected 5235126 region -1 tornados 5235144 allowing -1 1.4 5235162 Homebuilders -1 Baucus-Grassley 5236356 Saves 5236374 Helps -1 Struggling -1 Companies -1 Survive 5236504 prb040208b.pdf 5236602 Justice -1 Prevention 5236620 Unfairly 5237006 Rewards 5237120 Big 5237266 Middle-Class 5238084 www.ctj.org 5238750 foreclosurepreventionact.pdf 5238800 Homebuyers -1 Purchase -1 Aid -1 Buyers 5238818 Raise -1 Values -1 www.senate.gov 5238876 prb040208d.pdf 5238958 Taxation 5238976 000-250 5241402 buyers -1 fraction 5241420 reality -1 meaning 5242494 Pro-Foreclosure 5243144 Lawrence 5243162 H -1 Situation -1 banking.senate.gov 5243436 /_files -1 OpgStmtLarrySummersTestimony41008 5243454 .pdf 5243472 T08-0012 5243530 discussion 5243564 4-3-08sfp-stmt.htm 5245838 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